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Since 2015, the analysis company Apptopia estimates that Palaniappan’s application has been downloaded more than 12 million times. Over fifty percent of those packages arrived in the last year.

Earnin users validate their work by sharing their GPS location and enabling the software to get into their banking account, to exhibit they are working frequently and that paychecks are coming in. In the event that earnings is irregular, users are expected for pay stubs. After they are authorized, customers will start receiving money — [...]